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Learn What Trustees Won’t Tell You

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READ: What Trustees Won't Tell You About How They Get Paid

Pam Shimmerman is a lawyer and debt management specialist with DebtCare Canada. She works with individuals, families and small businesses by representing their interests and providing them with the best solution for their debt problems.

If you are considering filing for bankruptcy or a consumer proposal, there are some important things you should know about trustees.

How do trustees get paid?

Here is the problem with that.

Here an example of how it works:

If the trustee suggests you pay an extra 100 dollars per month, it may not sound like a lot of money. However, most proposals run for 5 years. That extra $100 per month is equal to $6000 more to your creditors and your trustee. In this example, your trustee would make an extra $1200 from you. Do you want to pay your trustee more money then you need to?

They are NOT motivated to reduce what you pay

What's your solution?

At DebtCare we do not work for the creditors or the trustees. We only work for you, your family and your business. We negotiate the proposal for you. You get the security in knowing that you will receive the most savings available to you. We'll protect your house, car and assets. No wage garnishments. No more phone calls from creditors. No lawsuits. You get a fresh start.

If you would like to talk more about how to avoid paying more than you have to, give Pam a call. We can talk about your options and it's confidential, with no obligations and it's totally free.

Would you go to court without a lawyer? Then why would you deal with your creditors and the trustees without having someone in your corner?

Don't do this by yourself. Pam can help you. Reach out to Pam for a free assessment to discuss your financial situation. Call 1-888-890-0888 ext 103.


I went to see a trustee who told me they could put me in a consumer proposal for $21,000.00 but after speaking with Pam, she was able to get me into the same program for $15,000, which saved me $6,000.

- Sheila, Edmonton, AB

First, I inquired into not-for-profit credit counselling and visited a trustee firm. Then, I discovered DebtCare's website and spoke with Pam. I was informed that trustees and credit counselors make money from my payments to creditors and that DebtCare solely represented me. The comfort that she gave and understanding that she showed made this difficult experience much more pleasant for me. It was nice having someone I could count on in my corner.

- Rosanne, Toronto, ON

We had been to several trustees and they told us our only option was bankruptcy. Pam walked us through other options and helped us with our budget, so we were able to get the help we need without having to declare bankruptcy.

- Pete & Monique, Montreal, QC


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