If you have been seeking help with debt, you may have visited (or thought about visiting) a number of places:
- - Your Hamilton bank for a debt consolidation loan
- - A Bankruptcy Trustee in Hamilton
- - Consumer Credit Counselling in Hamilton
Realizing that your debt has become unmanageable can be confusing and stressful. There are so many reasons that people cannot pay their debts. Unexpected job loss, disability, divorce, addiction, failed businesses, issues with children, mismanagement of credit and income taxes are all common causes of financial crisis.
DebtCare Canada is different. We are NOT a bankruptcy trustee and we don’t ONLY offer credit counselling.
We are a team of seasoned financial professionals who are capable of dealing with all types of financial situations. We leverage programs that have been made available by the Federal Government to help people deal with debt. These programs stop most wage garnishments and other collections and in most cases do not involve bankruptcy.
To find out more call DebtCare Canada at 888-890-0888
The Economy in Hamilton
Historically the most important economic activity in Ontario has been manufacturing, and the Toronto–Hamilton region is the most highly industrialized section of the country.
With sixty percent of Canada’s steel being produced in Hamilton by Stelco and Dofasco, the city has become known as the Steel Capital of Canada. After nearly declaring bankruptcy, Stelco rebounded to become one of the most profitable steel producers in North America. It currently has approximately 7,300 employees at its Hamilton plants.
In 2006, General Electric, Vicwest Steel and Swiss-owned SFS Intec all chose to relocate to Hamilton from the neighbouring area. In addition, existing companies like Taylor Steel, G.T. French, Superior Boilerworks and Connon Nurseries all made major investments in their Hamilton operations.
With Toronto’s growth it has become a less affordable place to do business and the result is growth in the surrounding economies, like Hamilton.
Regional Manager:
Pam Shimmerman graduated from Ogsoode Law School and the Schulich School of Business with both a law degree and a business degree. Pam is a mother of three with a special needs child and cares about people. While Pam could have used her law degree to embark upon a lucrative career in business law, she chose instead to use it to make a difference – advocating for people who are in financial crisis and who don't have the resources that their creditors have. Pam creates a level playing field for our clients. Pam applies her legal "know how" to stop collectors in their tracks, providing the breathing room for our clients to be able to make financial choices with a clear head. Pam spent many years practicing law within a large financial institution, guiding corporate clients through the structuring and re-structuring of their debt. In complex situations, Pam is able to lend her legal expertise so that our clients have a plan that best protects all of their interests. Pam decided to join DebtCare Canada because of her commitment to help people deal with their debt. Coupled with her legal and business background, Pam is compassionate and offers our clients additional insight into their financial situations to help them get back on their feet. Pam also prepares wills, powers of attorney, and affidavits and can represent DebtCare Canada clients with respect to mediation requirements, discharge hearings, student loan write off requests and proposal reinstatement hearings. Pam also facilitates corporate and strategic referral relationships for DebtCare Canada. Contact Pam at: info@debtcare.ca
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