Creating a Plan to Repair your Credit in 2016

2015 is coming to a close, and the past year has likely been full of change – such is life. For many Canadians, this means more debt accumulation, followed by a concern regarding bruised credit. So, why not get started on your New Year’s...

Posted | by |in Blog, How To Rebuild Credit, Managing Your Debt, Personal Debt, Rebuild Your Credit, Rebuilding Credit

How to Consolidate Debt and Start the New Year Fresh

2016 is fast approaching, and that usually means setting goals for the year ahead and making plans to get certain things back on track. For many Canadians, this means taking a good, hard look at finances and often attempting to take control of...

Posted | by |in Blog, Canadian Consumer Debt, Consolidate Credit Cards, Consolidate Debt, How To Consolidate Debt

We Speak Your Language. Having Some Financial Problems and Need Help? DebtCare Offers Services and Consultants that Speak Your Language

DebtCare Canada is proud to announce that we now offer services in a number of different languages. When you are struggling with your finances, language should not be a further hindrance to obtaining help. We now offer financial services in...

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Can a Collection Agency Issue a Wage Garnishment?

It is a very common scenario: you’re aware of the existence of a bad debt, but with no means to pay the debt, you instead choose to ignore the calls and notices and hope that you can eventually amass the funds to pay it in full – or just...

Posted | by |in Blog, Wage Garnishment, Wage Garnishment in Ontario, Wages Being Garnished, Wages garnished by a creditor, What is a Wage Garnishment?

Getting Prepared: Consolidate Your Debt Long Before the Holidays

With the end of September fast approaching, that means the seasons are officially changing. It also means that the holiday season is only 3 short months away. If you are in debt, this can become a stressful time, very quickly. People often...

Posted | by |in Blog, Collections Debt in Canada, Consolidate Credit Cards, Consolidate Debt, Consolidation Companies in Canada

Financial Focus: Wage Garnishments in Ontario

Nothing is worse than getting your wages garnished, and it seems as though this is happening with increased frequency – many Canadian individuals are facing wage garnishments in Ontario as a result of debts in collections, CRA tax debts...

Posted | by |in Blog, Wage Garnishment in Ontario, Wages Being Garnished, Wages garnished by a creditor, What is a Wage Garnishment?

Faceoff – Canadian Bankruptcy Trustees vs. Canadian Debt Counsellors

When you are struggling to make even the minimum monthly payments to bills, or worse, having to choose which bills to pay each month, it is probably time to consider professional financial help to get things back on track. But how can you best...

Posted | by |in A Consumer Proposal, Bankruptcy, Bankruptcy Trustee, Blog, Canadian Debt Counsellors, Credit Counselling, Credit Counselling Agency, Credit Counselling Canada, Credit Counselling in Canada

Back to School Blues? Consolidate Credit Cards and Stop the Interest

The back to school season, particularly for parents, is often a very hectic time of year, especially with regard to finances. The need/desire for new school clothes, shoes and supplies often leaves parents with racked up credit cards once all...

Posted | by |in Articles, Back To School Shopping, Blog, Canadian Consumer Debt, Canadian Household Debt, Consolidate Credit Cards, Credit Card Payment Calculator, Dealing With Debt, Debt Consolidation, Debt Consolidation Loan, Debt Consultants, Debt Management, Debt Reduction, Debt Solutions

Ontario Bankruptcy Trustees – Who They Are and How They Advertise!

Debt consolidation, get out of debt, debt relief: it is hard to turn on the radio or television these days and not hear one or all of these phrases. Why? Because so many Canadians are facing financial challenges thanks to the ease with which...

Posted | by |in Bankruptcy, Bankruptcy Trustee, Blog, Canadian Consumer Debt, Deal with Debt, Deal with your Debt, Dealing With Debt, Financial Challenges, Have Financial Problems, Ontario Bankruptcy Trustees

Missed the Small Business Tax Deadline? Canadian Tax Penalties, Interest and Options!

Running a business is tough! Most small business owners are experts in their individual trades, but not necessarily experts in all aspects of business – or other businesses for that matter. For example, you may know how to unclog a...

Posted | by |in 2015 tax deadline, Blog, Canada Revenue Agency Tax Debt, CRA Late Filing Penalty, Small Business Tax Deadline, Tax Deadline

Does a Consumer Proposal in Canada Stay on Your Credit for 7 Years?

Many people choose a consumer proposal in Canada to get finances back on track. These represent a great debt relief option because you can settle your debt, often reduce the total balance to be repaid, freeze interest and consolidate the...

Posted | by |in A Consumer Proposal, Blog, Consumer Debt, Consumer Proposal, Consumer Proposal in Canada, Consumer Proposal in Ontario, Personal Debt

Your Rights: Canada Revenue Agency Collections Policy

With this year’s tax deadline long gone, for many individuals, the stress that comes with income tax filing is also long forgotten. However, if you are one of the many Canadians now stuck dealing with a tax debt, the stress may just be in its...

Posted | by |in Canada Revenue Agencie, Canada Revenue Agency Collections Policy, Canada Revenue Agency Tax Debt, Canadian Consumer Debt, Collection Agencies in Canada, CRA Collections, Tax Debt