Collection Agencies and The CRA – Do You Know Your Rights?

When you owe money, whether to a creditor or the Canada Revenue Agency (CRA), this knowledge can be stressful. If you can’t pay and are being contacted regarding the debt, that stress is likely to increase tenfold. However, there are limits...

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Tax Debt: Are You Self-Employed but Haven’t Filed Yet?

We are well into July now and that means, if you are self-employed, your tax filing deadline has passed. If you filed on time, great, you’re set for another year. However, if you’ve yet to file, for whatever reason, you may be facing some...

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Dealing with Income Tax Debt – What Happens if You Owe?

The income tax filing deadline is April 30th, and that means, if you owe a tax debt to the Canada Revenue Agency (CRA), you may be wondering what happens when you owe and how long you’ve got before the CRA will start asking for their money...

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Trying to Negotiate with the CRA is a Dangerous Game

We are officially reaching the end of the 2017 tax season, and that means that most Canadians have completed filing and many are patiently waiting for their refund cheque in the mail. If, however, you’ve yet to file because you know a tax debt...

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What to Do if You Have a Large Tax Debt That You Can’t Pay

Many of us have been there; sitting with a major tax debt with no foreseeable way to pay it off. This is a common and incredibly stressful situation to find yourself in. The Canada Revenue Agency is ruthless, and when money is owed, you can’t...

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Tax Problem Tips – Is the CRA Friend or Foe?

The tax season is just a few short months away, and that means, Canadians are getting ready to break out the calculators. If you’re on top of your taxes, a few days of hassle are quickly followed by a year of not worrying. However, if you owe...

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How to Stop a CRA Wage Garnishment

You may be surprised to learn how many people have their wages garnished by creditors on a regular basis. This is such a common collection enforcement method, especially when it comes to the Canada Revenue Agency (CRA). We get calls on a...

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Frozen Bank Account Courtesy of the Tax Man? You’re Not Alone

Thousands of Canadians owe the tax man – this is a simple but often startling fact. Owing the Canada Revenue Agency (CRA) isn’t illegal, but that doesn’t mean the organization is lenient – far from it. If you owe, the CRA will do whatever it...

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CRA Collections Calling You at Work? How to Stop it Now!

Spring is fast approaching, and that means the snow may still be holding on but it is getting weaker and weaker. With winter on the way out, that means the tax season is just around the corner. However, if you are currently sitting on a tax...

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Dangerous Canada Revenue Agency Requests and What to Do if You Get One

Tax, tax, tax. There is nothing fun about tax – especially when you owe. If you owe the Canada Revenue Agency money, you are sitting on a ticking time bomb. They want that money and they will get it. The Canada Revenue Agency is not your...

Posted | by |in Blog, Canada Revenue Agency, Canada Revenue Agency Forms and Requests, Canada Revenue Agency Tax Debt

Fighting a Wage Garnishment that Wasn’t Issued by the Court

The only type of wage garnishment that is not issued by the court is one that relates to government debt, like debt to CRA, or other less common debts, like debts related to EI overpayments. Where CRA garnishments are concerned, if you owe...

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So You Have Filed Your Income Taxes and You Owe – Now What?

So you’ve made it through income tax time but you know you are going to owe – now what? Your first step is going to be to take a good hard look at your budget. CRA will want to be paid in full so that should be your first goal. If this...

Posted | by |in Blog, Tax Debt, Wage Garnishment, Wages Being Garnished, Wages Garnished by CRA, What is a Wage Garnishment?