If you have been seeking help with debt, you may have visited (or thought about visiting) a number of places:
- - Your St. Catharines bank for a debt consolidation loan
- - A Bankruptcy Trustee in St. Catharines
- - Consumer Credit Counselling in St. Catharines
Realizing that your debt has become unmanageable can be confusing and stressful. There are so many reasons that people cannot pay their debts. Unexpected job loss, disability, divorce, addiction, failed businesses, issues with children, mismanagement of credit and income taxes are all common causes of financial crisis.
DebtCare Canada is different. We are NOT a bankruptcy trustee and we don’t ONLY offer credit counselling.
We are a team of seasoned financial professionals who are capable of dealing with all types of financial situations. We leverage programs that have been made available by the Federal Government to help people deal with debt. These programs stop most wage garnishments and other collections and in most cases do not involve bankruptcy.
To find out more call DebtCare Canada at 888-890-0888
The Economy in St. Catharines
St. Catharines is the largest city in the Niagara Region with over 300,000 residents.
St.Catharines has been known and even referenced on Wikipedia for having a “chronic” shortage of social housing which has caused significant hardship to low income families.
St. Catharines is known for having an abundance of telecommunications centres operating within its city limits which has been a huge job creator. Manufacturing has historically been a large part of St.Catharines economic engine and remains important.
St Catharine residents have fared well through the recession and in the past year (2010-2011) have begun to see unemployment rates drop which is consistent with the rest of the Niagara Region.
Regional Manager:
Pam Shimmerman graduated from Ogsoode Law School and the Schulich School of Business with both a law degree and a business degree. Pam is a mother of three with a special needs child and cares about people. While Pam could have used her law degree to embark upon a lucrative career in business law, she chose instead to use it to make a difference – advocating for people who are in financial crisis and who don't have the resources that their creditors have. Pam creates a level playing field for our clients. Pam applies her legal "know how" to stop collectors in their tracks, providing the breathing room for our clients to be able to make financial choices with a clear head. Pam spent many years practicing law within a large financial institution, guiding corporate clients through the structuring and re-structuring of their debt. In complex situations, Pam is able to lend her legal expertise so that our clients have a plan that best protects all of their interests. Pam decided to join DebtCare Canada because of her commitment to help people deal with their debt. Coupled with her legal and business background, Pam is compassionate and offers our clients additional insight into their financial situations to help them get back on their feet. Pam also prepares wills, powers of attorney, and affidavits and can represent DebtCare Canada clients with respect to mediation requirements, discharge hearings, student loan write off requests and proposal reinstatement hearings. Pam also facilitates corporate and strategic referral relationships for DebtCare Canada. Contact Pam at: info@debtcare.ca
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