Why Choose DebtCare?

We specialize in debt consolidation by accessing government options to eliminate or reduce your debt.

If you have over $8,000 of unsecured
debts, CALL NOW!

• AVOID bankruptcy
• STOP wage garnishments
• STOP harassing phone calls
• PROTECT your home and car

Get a financial fresh start

• REDUCE credit card debt
• REDUCE Canada Revenue Debt
• REDUCE your interest rate to 0%
• CONSOLIDATE your debts into one

Dealing with Debt in Quebec

Many families in Quebec are struggling with debt. Often times a financial crisis can be precipitated by job loss, a failed business, divorce or disability, amongst other reasons.

If you are struggling with debt your first choice may be to see what help is available. Debt consolidation and debt help is available to Quebec residents, but it is important to research and understand who you are going to for help.

You may choose to deal with your debt different ways – through:

• a debt consolidation
• borrowing more money
• credit counselling
• consumer proposals
• bankruptcy
• debt settlements
• or a strong financial plan

Some of these choices could make your financial problem worse while other choices could turn your life in a more positive financial direction.

• We are not Bankruptcy Trustees – they represent your creditors.
• We are not like credit counselling agencies – they are largely funded by your Credit Card company’s donations.
• We are not a financial institution – we don’t put our clients in more debt.

Our only agenda is you! We represent YOUR interests.

Our services go well beyond the scope of other debt counselling services. We are Financial Consultants and our team sets the standard for its combination of Credit Counsellors, Insolvency Counsellors, Financial Experts, Legal Professionals and Community Educators in Canada.

DebtCare leverages Federal Government programs to help individuals and businesses struggling with debt. You will not pay one dollar to DebtCare, unless you have been accepted and approved into one of our programs.

Call DebtCare Canada today 1 (888) 890-0888.

Living with Debt in Quebec

Quebec enjoys a robust economy and a strong GDP. Rich in natural resources and supporting a well developed infrastructure, Quebec is the second largest economy in Canada.

The economy in Quebec in fact ranks 44^th in the world! Quebec has the lowest unemployment rate in the country and its economy accounts for 20% of Canada’s GDP.

France is the second largest foreign investor to Quebec with over 350 companies operating in the province. An estimated 11,000 Quebeckers work in France across 140 companies.

In 2010, 27,960 bankruptcies were filed in Quebec which was down 16.7% from the year before. Conversely in 2011, 10,287 consumer proposals were filed which was an increase of 21.6% from the year before.

This is largely attributed to changes in the bankruptcy laws in Canada which make it much more expensive and difficult to file for bankruptcy, making a consumer proposal a more attractive option for Canadians who are struggling with debt.